02 · Accept

Acquiring with no one in between.

Direct acquiring for Visa, Mastercard and more, with no middlemen sitting between you and the card networks.

One relationship, one settlement, one place to see every authorisation and decline.

What it does

Authorisations go straight to Visa, Mastercard and more on our own acquiring licences, with no reseller in the path.

Card credentials are replaced with network tokens that survive expiry and reissue, so saved cards keep approving.

Acquirer data, AVS and 3-D Secure signals are sent to the issuing bank in the form it scores highest.

Acquire in 25+ settlement currencies so customers are charged and you are paid in the currency that suits each market.

Card volume across regions consolidates into one balance with line-level reporting per transaction.

Every authorisation breaks down into interchange, scheme fees and our margin, with nothing buried in a blended rate.

How it works

01
Connect once
Point your existing card flow at one acquiring endpoint and route Visa and Mastercard volume through Prosperos.
02
Authorise direct
Each charge reaches the issuing bank over our acquiring licences, enriched with the data that lifts approval.
03
Settle as one
Captured volume across schemes and currencies settles into a single balance you reconcile from the dashboard.

Authorise a Visa charge directly on our acquiring licence.

POST /v1/acquiring/authorizations
{
  "amount": 4900,
  "currency": "EUR",
  "card": "tok_visa_4242",
  "scheme": "visa",
  "capture": true
}

By the numbers

Visa + Mastercard

Schemes

Direct

Acquiring model

25+

Settlement currencies

PCI DSS Level 1

Compliance

Works with

Ready to acquire direct?

Start in test mode today, or talk to an engineer who knows your traffic.