ProsperosPayment infrastructure
Acquiring, issuing, payouts and protection — one full-stack platform, engineered for businesses that rise.
01Accept
One integration to accept cards and local payment methods — authenticated, routed and retried for maximum approval.
Direct acquiring relationships, network tokens and adaptive 3-D Secure lift approval rates where it matters — at the issuing bank. Go live once; switch on new methods, currencies and regions without touching your integration again.
02Issue
Issue virtual and physical cards on demand — funded, controlled and reconciled in real time.
Create cards through the API in seconds, set spending controls per card or per program, and watch every authorization stream into your ledger the moment it happens.
03Move
Send funds wherever they need to be — on schedule, or the moment they’re earned.
A single payout or a million in a batch — with FX, scheduling and reconciliation handled on the same rails your money arrives on. SEPA, faster payments and push-to-card, from one balance.
04Protect
An adaptive anti-fraud system that scores every transaction in milliseconds — and learns from each one.
Models trained on network-wide patterns meet rules you define yourself. You set the risk appetite — the system holds the line, and every decision is explained, not just made.
05Understand
Analytics, reporting and a merchant dashboard that puts your whole payment operation in one view.
Real-time dashboards, scheduled exports and a full audit trail — from a single payment down to a quarter’s settlement reports, every number reconciles to the cent.
The platform
Card scheme connections without resellers in your stack — fewer hops, better rates, faster answers.
Multi-region processing with automatic failover. Your checkout doesn't go down because a bank did.
Every transaction takes the highest-approval path — and retries intelligently when it doesn't clear.
Acquiring, issuing, payouts and fraud under a single agreement and a single integration.
Certified to the highest standard of card data security — audited, annually, end to end.
Named account engineers who know your traffic — not ticket queues that learn your name each time.
Go live
One REST API and SDKs for every major stack. Sandbox to production in days, not quarters.
Switch on payment methods, currencies and card programs as you grow — no re-integration.
Funds settle on your schedule. Analytics, payouts and fraud controls scale with your volume.
POST /v1/payments
{
"amount": 4900,
"currency": "EUR",
"method": "card",
"customer": "cus_8231"
}
→ 201 Created · approved in 312 msWho it's for
Talk to our team about acquiring, issuing, payouts — and everything in between.